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What does derogatory public record mean? I just got my first credit card?




What does it mean when it says “derogatory public record” on your credit report? I ask this because I’m 23, and I just got my first credit card about half a year ago. I’m currently employed and pay off my credit card each month.
I was just surprised to see this on my record since I just got my first credit card.

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This entry was posted on Wednesday, July 29th, 2009 at 6:58 pm and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “What does derogatory public record mean? I just got my first credit card?”

  1. redhairedmama75 Says:
    July 31st, 2009 at 10:02 pm

    It means that there is a black mark on your credit file that is a matter of public record for example a tax lien or a judgment.

  2. Lisa Jose Says:
    August 1st, 2009 at 8:49 am

    Hi Everybody,
    I am Lisa jose,from London who mrs anais willy referred to Bruno
    Financial firm recently when i was searching for a loan of $12.000.00 this man that offer me the loan, his name is Mr. Bruno James .i am here to referred anybody to this God fearing man, you can reach him via:E-mail:brunofinancialfirm@yahoo.dk tell him that anais jose referred you to him thanks from Lisa jose.
    GOOD LUCKY.

  3. bdancer222 Says:
    August 1st, 2009 at 10:04 am

    Get a copy of your credit report and see what shows. A derogatory public record is usually a lien or judgment or similar from public records.

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