What does derogatory public record mean? I just got my first credit card?
Wednesday, July 29th, 2009
What does it mean when it says “derogatory public record” on your credit report? I ask this because I’m 23, and I just got my first credit card about half a year ago. I’m currently employed and pay off my credit card each month.
I was just surprised to see this on my record since I just got my first credit card.